Do You Need Insurance For Your Handyman Business?
As a jack-of-all-trades, you’re exposed to various risks based the type of work you’re doing. Handyman insurance with basic general liability coverage can help protect you from many of the unexpected financial challenges that could result from those risks.
Protect your livelihood with Dorsal Insurance. Our in-house agency can connect you with one of our providers to design a policy that best fits your business.
Handyman insurance cost
Many factors influence the cost of insuring your business including the type of work you accept, specific contractual requirements and if you have employees. A handyman who performs more dangerous labor-intensive tasks can expect their insurance costs to differ from a handyman who doesn’t.
Cost is always a consideration, especially if you’re just starting out or on a tight budget. This causes many to prioritize finding the cheapest handyman insurance possible. But while you don’t want to overpay, you also shouldn’t compromise adequate coverage for a cheap price. Make sure you get what you need.
Basic handyman insurance coverage:
- General Liability: Protects handyman contractors against financial liabilities resulting from accidents for which they’re found legally liable.
- Commercial Auto: Usually needed if you use your vehicle for work. This can include driving to sites or transporting tools, ladders and other work supplies. We offer coverage for many types of vehicles and trailers that are common to handyman contractors.
Get a free quote
Getting a handyman insurance quote is easy. Call us to speak with one of our many in-house specialists who’ll help you choose the right amount of coverage for your small business.