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January 3, 2024
Dorsal Insurance

CDL Driving School Insurance


If you run a Commercial Driver’s License (CDL) driving school, you’re already aware of the laws and regulations required to operate. But have you also taken the necessary steps to protect your business? Business owners often overlook CDL Driving School Insurance, but this can be a grave error. Being sued, whether it’s your fault or not, can mean the difference between running a successful business and going bust.

The number of commercial vehicles in the US stood at almost 142,000 in 2015 and demand continues to grow. This is good news for Commercial Driving License (CDL) schools. The more demand there is for vehicles, the more people are needed to drive them.

If you fail to protect yourself, you leave yourself open to litigation and costly court cases that could result in bankruptcy.


Road accidents are common all over the world. The risk of having an accident increases if the driver is inexperienced or lacks proper training. In 2018, there were around 40,000 deaths caused by road accidents. 40% of those accidents were caused by a vehicle colliding into a static object. 38% of the accidents were collisions with another vehicle.

While many drivers believe that they are safe from accidents because they drive prudently, it’s wise to consider the top five causes of collisions. Most of them could apply to any driver.

  • Speeding
  • Brake problems
  • Unfamiliar roads
  • Over-the-counter drug use
  • Environmental circumstances

Now reconsider the risk of collision when the driver is learning to operate the vehicle. Even under the guidance of instructors, inexperienced drivers can easily lose control of a vehicle and collide with an object, or, worse still, a person. If the pupil was driving in one of your vehicles, it stands to reason that your driving school will need to take some heat for this, even if the circumstances were out of your control. That’s why it’s so important to ensure you have CDL Driving School Insurance.


white freight truck on road during daytimeHaving insurance can reduce the impact of costly lawsuits, but other steps can minimize problems while your instructors are busy teaching their pupils:

  • Perform full and regular safety checks on all vehicles used for driving school purposes.
  • Ensure drivers adhere to road rules and speeding limits at all times.
  • Avoid taking vehicles out in extreme weather conditions.
  • Ensure your instructors are fully qualified and vetted.
  • End a lesson immediately if the pupil seems unwell or unfocused.
  • End a lesson if something seems wrong with the vehicle.

Call Dorsal Insurance today for a quote (786) 601-2485

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