Auto Insurance in Homestead, FL
Driving in Florida can involve long daily commutes, sudden afternoon downpours, heavy traffic and high population density. If you get rear-ended on the turnpike or your car takes hail damage in a summer storm, a robust auto insurance policy can make a significant difference in limiting financial losses.
Coverage Options for Florida Drivers 
Dorsal Insurance Inc offers auto policies that may include:
- Personal injury protection (PIP) to help pay for the medical expenses and lost wages of you and your passengers after a car accident
- Liability coverage for damage or bodily injuries you cause to others in an accident
- Collision coverage for repairs to your vehicle after an accident, regardless of fault
- Uninsured or underinsured motorist coverage for when you’re involved in an accident with an at-fault driver who lacks sufficient insurance
- Comprehensive coverage for noncollision incidents, such as theft or storm damage
- Roadside assistance coverage for services such as towing, lockouts, jump-starts, flat tire changes and minor mechanical repairs if your vehicle breaks down
Be sure to review your options carefully, as coverage details and limits often vary by policy.
What to Do After an Accident in Florida
Florida law requires drivers to report accidents involving injury, death or property damage exceeding $500. At the scene, document the damage with photos, exchange information with the other driver and avoid admitting fault. Notify your insurer promptly, as delays can complicate the claims process. Florida’s no-fault system means your PIP coverage typically applies first, regardless of who caused the accident. Understanding your policy before an accident happens can make the claims process considerably smoother.
Get Started
Contact Dorsal Insurance Inc today to speak with our team about your auto insurance options. We can recommend optimal coverage and help you find a suitable policy.