{"id":6201,"date":"2026-04-28T11:25:31","date_gmt":"2026-04-28T16:25:31","guid":{"rendered":"https:\/\/www.dorsalinsurance.com\/?p=6201"},"modified":"2026-04-28T13:43:33","modified_gmt":"2026-04-28T18:43:33","slug":"liquor-license-bonds-in-florida","status":"publish","type":"post","link":"https:\/\/www.dorsalinsurance.com\/es\/blog\/liquor-license-bonds-in-florida\/","title":{"rendered":"Liquor License Bonds In Florida"},"content":{"rendered":"<p id=\"p-rc_9c8a2a16e9a605de-19\" data-path-to-node=\"0\"><span class=\"citation-19\">In Florida, <\/span><a href=\"https:\/\/dorsalinsurance.propeller.insure\/axelerator-public\"><b data-path-to-node=\"0\" data-index-in-node=\"12\"><span class=\"citation-19\">Liquor License Bonds<\/span><\/b><\/a><span class=\"citation-19 citation-end-19\"> (officially known as Alcoholic Beverage and Tobacco or ABT Bonds) are surety bonds required by the state to guarantee that businesses pay all applicable taxes and fees on alcohol.<\/span> <span class=\"citation-18 citation-end-18\">Unlike general liability insurance, these bonds are a financial guarantee for the benefit of the state.<\/span><\/p>\n<p data-path-to-node=\"0\"><img decoding=\"async\" src=\"https:\/\/mail.google.com\/mail\/u\/0?ui=2&amp;ik=e6b9e66a25&amp;attid=0.1&amp;permmsgid=msg-a:r-8454375511078633942&amp;th=19dd4a579e7fa51d&amp;view=fimg&amp;fur=ip&amp;permmsgid=msg-a:r-8454375511078633942&amp;sz=s0-l75-ft&amp;attbid=ANGjdJ-ps24300nh_SQVSh2bRojFZIgf-E9sGZmanDunrwnszEYH3EAiLAITZcgCONKjFD2oum5tYCq29mRqiC80MTXushctpFoXW6dtDqoBDA4TQXHcepqn3_aMlpQ&amp;disp=emb&amp;realattid=94BA101C-1E46-4BF5-B824-1E8D0EE9A60C&amp;zw\" \/><\/p>\n<h2 data-path-to-node=\"1\">Required Bond Amounts<\/h2>\n<p id=\"p-rc_9c8a2a16e9a605de-20\" data-path-to-node=\"2\"><span class=\"citation-17 citation-end-17\">The bond amount depends strictly on the type of license you hold.<\/span> <span class=\"citation-16 citation-end-16\">The Florida Division of Alcoholic Beverages and Tobacco (DBPR) sets these based on Florida Statutes (F.S. 561.37).<\/span><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><b data-path-to-node=\"1,0,0\" data-index-in-node=\"0\">Manufacturer\/Bottler of Wine:<\/b> $5,000 <a href=\"https:\/\/dorsalinsurance.propeller.insure\/axelerator-public\">Purchase Now!!<\/a><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><b data-path-to-node=\"1,1,0\" data-index-in-node=\"0\">Manufacturer of Wine &amp; Cordials:<\/b> $5,000 <a href=\"https:\/\/dorsalinsurance.propeller.insure\/axelerator-public\">Purchase Now!!<\/a><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><b data-path-to-node=\"1,2,0\" data-index-in-node=\"0\">Manufacturer\/Brewer of Malt Beverages (Beer):<\/b> <a href=\"https:\/\/dorsalinsurance.propeller.insure\/axelerator-public\">$20,000 Purchase Now!!<\/a><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><b data-path-to-node=\"1,3,0\" data-index-in-node=\"0\">Manufacturer\/Distiller of Spirituous Liquor:<\/b> $25,000 <a href=\"https:\/\/dorsalinsurance.propeller.insure\/axelerator-public\">Purchase Now!!<\/a><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><b data-path-to-node=\"1,4,0\" data-index-in-node=\"0\">Distributor of Beer and Wine (JDBW):<\/b> $25,000 <a href=\"https:\/\/dorsalinsurance.propeller.insure\/axelerator-public\">Purchase Now!!<\/a><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><b data-path-to-node=\"1,5,0\" data-index-in-node=\"0\">Distributor of Beer, Wine, &amp; Liquor (KLD):<\/b> $100,000 <a href=\"https:\/\/dorsalinsurance.propeller.insure\/axelerator-public\">Purchase Now!!<\/a><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><b data-path-to-node=\"1,6,0\" data-index-in-node=\"0\">State Bonded Warehouse (SBW):<\/b> $1,000 \u2013 $5,000 <a href=\"https:\/\/dorsalinsurance.propeller.insure\/axelerator-public\">Purchase Now!!<\/a><\/p>\n<\/li>\n<\/ul>\n<hr data-path-to-node=\"4\" \/>\n<h2 data-path-to-node=\"5\">Key Requirements &amp; Filing<\/h2>\n<ul data-path-to-node=\"6\">\n<li>\n<p id=\"p-rc_9c8a2a16e9a605de-21\" data-path-to-node=\"6,0,0\"><b data-path-to-node=\"6,0,0\" data-index-in-node=\"0\"><span class=\"citation-15\">The Form:<\/span><\/b><span class=\"citation-15\"> All bonds must be filed using <\/span><b data-path-to-node=\"6,0,0\" data-index-in-node=\"40\"><span class=\"citation-15\">Form DBPR ABT-6032<\/span><\/b><span class=\"citation-15 citation-end-15\"> (Division of Alcoholic Beverages and Tobacco Surety Bond Form).<\/span><\/p>\n<\/li>\n<li>\n<p id=\"p-rc_9c8a2a16e9a605de-22\" data-path-to-node=\"6,1,0\"><b data-path-to-node=\"6,1,0\" data-index-in-node=\"0\"><span class=\"citation-14\">Scope:<\/span><\/b><span class=\"citation-14 citation-end-14\"> A separate bond is typically required for each license or permit held.<\/span><\/p>\n<\/li>\n<li>\n<p id=\"p-rc_9c8a2a16e9a605de-23\" data-path-to-node=\"6,2,0\"><b data-path-to-node=\"6,2,0\" data-index-in-node=\"0\"><span class=\"citation-13\">Execution:<\/span><\/b><span class=\"citation-13 citation-end-13\"> The bond must be signed by the principal (business owner) and a surety company authorized to do business in Florida.<\/span> A Power of Attorney from the surety agent must be attached.<\/p>\n<\/li>\n<li>\n<p id=\"p-rc_9c8a2a16e9a605de-24\" data-path-to-node=\"6,3,0\"><b data-path-to-node=\"6,3,0\" data-index-in-node=\"0\"><span class=\"citation-12\">Cancellation:<\/span><\/b><span class=\"citation-12 citation-end-12\"> If the bond is canceled or expires, the business must immediately cease all alcohol-related operations until a new bond is secured.<\/span><\/p>\n<\/li>\n<\/ul>\n<h2 data-path-to-node=\"7\">How Much Does It Cost?<\/h2>\n<p id=\"p-rc_9c8a2a16e9a605de-25\" data-path-to-node=\"8\">You do not pay the full bond amount. <span class=\"citation-11\">Instead, you pay a <\/span><b data-path-to-node=\"8\" data-index-in-node=\"56\"><span class=\"citation-11\">premium<\/span><\/b><span class=\"citation-11\">, which is usually <\/span><b data-path-to-node=\"8\" data-index-in-node=\"82\"><span class=\"citation-11\">1% to 5%<\/span><\/b><span class=\"citation-11 citation-end-11\"> of the bond amount annually.<\/span><\/p>\n<ul data-path-to-node=\"9\">\n<li>\n<p id=\"p-rc_9c8a2a16e9a605de-26\" data-path-to-node=\"9,0,0\"><b data-path-to-node=\"9,0,0\" data-index-in-node=\"0\">Credit-Based:<\/b><span class=\"citation-10 citation-end-10\"> For larger bonds (like the $100,000 distributor bond), surety companies will review your personal credit and business financial statements to determine the rate.<\/span><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"9,1,0\"><b data-path-to-node=\"9,1,0\" data-index-in-node=\"0\">Starting Rates:<\/b> Small $5,000 bonds can often be obtained for as little as $100 per year, while larger bonds may require more extensive underwriting.<\/p>\n<\/li>\n<\/ul>\n<h2 data-path-to-node=\"10\">Important Note for Retailers<\/h2>\n<p data-path-to-node=\"11\">While manufacturers and distributors almost always require these bonds, <b data-path-to-node=\"11\" data-index-in-node=\"72\">retail vendors<\/b> (like bars or liquor stores) generally do not need a surety bond unless they are also operating as a distributor or have a history of tax delinquency. However, local municipalities may have additional bonding requirements for specific zoning or special use permits.<\/p>\n<p data-path-to-node=\"11\">We Insure all counties in the State of Florida <b>Alachua<\/b>, <b>Baker<\/b>, <b>Bay<\/b>, <b>Bradford<\/b>, <b>Brevard<\/b>, <b>Broward<\/b>, <b>Calhoun<\/b>, <b>Charlotte<\/b>, <b>Citrus<\/b>, <b>Clay<\/b>, <b>Collier<\/b>, <b>Columbia<\/b>, <b>DeSoto<\/b>, <b>Dixie<\/b>, <b>Duval<\/b>, <b>Escambia<\/b>, <b>Flagler<\/b>, <b>Franklin<\/b>, <b>Gadsden<\/b>, <b>Gilchrist,<\/b>\u00a0<b>Glades,<\/b> <b>Gulf,<\/b> \u00a0<b>Hamilton,<\/b> <b>Hardee,<\/b> <b>Hendry,<\/b>\u00a0<b>Hernando<\/b>, <b>Highlands<\/b>, <b>Hillsborough<\/b>, <b>Holmes,<\/b>\u00a0<b>Indian River,<\/b> <b>Jackson,<\/b>\u00a0<b>Jefferson,<\/b>\u00a0<b>Lafayette<\/b>, <b>Lake<\/b>\u00a0<b>Lee<\/b>, <b>Leon<\/b>, <b>Levy<\/b>, <b>Liberty,<\/b> <b>Madison,<\/b> <b>Manatee,<\/b> <b>Marion<\/b>, <b>Martin<\/b>, <b>Miami-Dade<\/b>, <b>Monroe,<\/b>\u00a0<b>Nassau,<\/b>\u00a0<b>Okaloosa<\/b>, <b>Okeechobee<\/b>, <b>Orange<\/b>, <b>Osceola,<\/b>\u00a0<b>Palm Beach<\/b>, <b>Pasco<\/b>, <b>Pinellas,<\/b>\u00a0<b>Polk<\/b>, <b>Putnam<\/b>, <b>St. Johns<\/b>, <b>St. Lucie<\/b>, <b>Santa Rosa<\/b>, <b>Sarasota<\/b>, <b>Seminole<\/b>, <b>Sumter<\/b>, <b>Suwannee<\/b>, <b>Taylor<\/b>, <b>Union<\/b>, <b>Volusia<\/b>, <b>Wakulla<\/b>, <b>Walton<\/b>, and <b>Washington.<\/b><\/p>\n<p data-path-to-node=\"11\">Get a <a href=\"https:\/\/dorsalinsurance.propeller.insure\/axelerator-public\">Quote Today!!<\/a> Or Call Dorsal Insurance today for a quote <span aria-label=\"Call Phone Number (786) 601-2485\">(786) 601-2485<\/span><\/p>\n<p data-path-to-node=\"11\">\n","protected":false},"excerpt":{"rendered":"<p>In Florida, Liquor License Bonds (officially known as Alcoholic Beverage and Tobacco or ABT Bonds) are surety bonds required by [&hellip;]<\/p>\n","protected":false},"author":244,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Florida Liquor License Bonds | ABT Bond Guide","_seopress_titles_desc":"See some insights on risk management, coverage options, and smart insurance strategies with Dorsal Insurance.","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6201","post","type-post","status-publish","format-standard","hentry","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/posts\/6201","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/users\/244"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/comments?post=6201"}],"version-history":[{"count":0,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/posts\/6201\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/media?parent=6201"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/categories?post=6201"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/tags?post=6201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}