An intoxicated customer knocks another patron to the ground. She breaks her wrist in the fall and sues your business for the medical expenses.<\/p>\n
A drunk patron trips and spills red wine on some other guests, ruining their designer clothing.<\/p>\n
A customer gets in an accident on the way home that seriously injures the other driver. Your business can be held liable if the driver was over the limit.<\/p>\n
Liquor liability insurance<\/strong> helps protect businesses that manufacture, sell and serve alcohol. It\u2019s designed to cover losses resulting from intoxicated guests. These losses include:<\/p>\n For example, say there is a tipsy customer at your restaurant. While on their way to the bathroom, they accidentally knock another patron to the ground. The guest who fell breaks their wrist and decides to sue your business to cover the medical costs.<\/p>\n Liquor liability insurance<\/strong> can help by paying for the medical bills and any associated legal fees. Generally, liquor liability insurance covers:<\/p>\n Property damage.\u00a0<\/strong>A tipsy patron excitedly sloshes their red wine while telling a story at your restaurant\u2019s bar area. Unfortunately, the wine lands on another patron\u2019s new $900 designer shoes.<\/p>\n Slips and falls<\/strong>. An intoxicated patron injures themselves or another guest at your business.<\/p>\n Bodily injury<\/strong>.\u00a0A group comes to celebrate a friend\u2019s birthday with dinner and drinks. They don\u2019t seem intoxicated as they leave, but they get in an accident on the way home that seriously injures the other driver. Your business can be held liable for the damages if the driver was over the limit.<\/p>\n Host liquor liability insurance comes up a lot in context with liquor liability. While there are overlapping coverages, host liquor liability is a short-term,\u00a0but ultimately a different type of policy than liquor liability.<\/p>\n This insurance is designed for\u00a0a person or company hosting\u00a0private events such as weddings or corporate events. Many hosts don\u2019t realize that they could be held liable for their guest\u2019s actions by providing alcohol at these special events.<\/p>\n Host liquor liability coverage doesn\u2019t cover businesses that manufacture, serve or sell alcohol as part of their operations. It\u2019s more for businesses that allow alcohol consumption on their premises temporarily.<\/p>\n Typically, it can be purchased by event or for short, temporary durations\u00a0on the premises.<\/p>\n Call Dorsal Insurance today for a quote at 786.601.2485<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":" Shaken, but not stirred. Liquor liability coverage helps protect you from the risks associated with serving alcohol. Injuries An intoxicated […]<\/p>\n","protected":false},"author":244,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Liquor Liability Insurance In Florida Coverage","_seopress_titles_desc":"Safeguard your business from legal costs, property damage, and medical expenses with Liquor Liability Insurance in Florida. Get a quote today at Dorsal Insurance!","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-545","post","type-post","status-publish","format-standard","hentry","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/posts\/545","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/users\/244"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/comments?post=545"}],"version-history":[{"count":0,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/posts\/545\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/media?parent=545"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/categories?post=545"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/tags?post=545"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n
Host Liquor Liability vs. Liquor Liability<\/h2>\n<\/div>\n