{"id":540,"date":"2024-10-25T09:59:09","date_gmt":"2024-10-25T14:59:09","guid":{"rendered":"http:\/\/dorsal-redesign.one.zysites.com\/?p=540"},"modified":"2025-06-13T09:26:11","modified_gmt":"2025-06-13T14:26:11","slug":"janitorial-insurance","status":"publish","type":"post","link":"https:\/\/www.dorsalinsurance.com\/es\/blog\/janitorial-insurance\/","title":{"rendered":"Janitorial Insurance In Florida"},"content":{"rendered":"

Why do Janitorial Businesses need Insurance?<\/h2>\n
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Janitorial business insurance helps cover expenses if a client slips on a wet floor, or a janitor drops a valuable item. It’s a must-have in a profession where employees work in homes and offices, and handle client property.<\/p>\n

What types of Business Insurance do Janitors need?<\/h2>\n
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These insurance policies cover common risks faced by janitorial businesses and commercial cleaning companies.<\/p>\n

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  • General liability insurance<\/li>\n<\/ul>\n<\/div>\n
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    This liability insurance policy provides financial protection against basic risks, such as client injuries or property damage during cleaning. Add lost key coverage for more complete protection.<\/p>\n

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    • Workers\u2019 compensation insurance<\/li>\n<\/ul>\n<\/div>\n
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      Most states require workers’ comp when you hire your first employee. It also protects sole proprietors from work-related medical costs that health insurance might deny.<\/p>\n

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      • Commercial auto insurance<\/li>\n<\/ul>\n<\/div>\n
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        This type of insurance covers injuries and property damage in an accident involving a janitorial company’s vehicle. It also covers vehicle theft, vandalism, and weather damage.<\/p>\n

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        • Business owner’s policy<\/li>\n<\/ul>\n<\/div>\n
          \n

          A business owner’s policy (BOP) is a cost-effective way for a small business to purchase general liability insurance and commercial property insurance together.<\/p>\n

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          • Commercial umbrella insurance<\/li>\n<\/ul>\n<\/div>\n
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            • Commercial umbrella insurance boosts the policy limits on a janitorial business’s general liability, commercial auto, and employer’s liability insurance.<\/li>\n<\/ul>\n
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              • Janitorial bonds<\/li>\n<\/ul>\n<\/div>\n
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                Janitorial bonds are a type of surety bond that protect your clients from financial loss. They provide reimbursement if a janitor steals money or property from a client.<\/p>\n

                How much does insurance cost for janitorial services?<\/h2>\n

                A janitorial business with a few workers will pay less for insurance than a large company with a dozen janitors.<\/p>\n

                Other factors that affect janitorial insurance costs include:<\/p>\n

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                • Value of your cleaning equipment and property<\/li>\n
                • Business size and revenue<\/li>\n
                • Types of business insurance purchased<\/li>\n
                • Policy limits,\u00a0deductibles,\u00a0additional insureds, and exclusions<\/li>\n
                • Claims history<\/li>\n<\/ul>\n<\/div>\n

                  Call Dorsal Insurance today for a quote at 786.601.2485<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

                  Why do Janitorial Businesses need Insurance? Janitorial business insurance helps cover expenses if a client slips on a wet floor, […]<\/p>\n","protected":false},"author":244,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Essential Janitorial Insurance in Florida","_seopress_titles_desc":"Learn why janitorial businesses in Florida need insurance. Get coverage for client injuries, property damage, and more. Call for a quote now!","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-540","post","type-post","status-publish","format-standard","hentry","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/posts\/540","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/users\/244"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/comments?post=540"}],"version-history":[{"count":0,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/posts\/540\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/media?parent=540"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/categories?post=540"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/tags?post=540"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}