{"id":471,"date":"2023-04-10T13:59:18","date_gmt":"2023-04-10T18:59:18","guid":{"rendered":"http:\/\/dorsal-redesign.one.zysites.com\/?p=471"},"modified":"2025-06-13T13:01:54","modified_gmt":"2025-06-13T18:01:54","slug":"nursing-homes-insurance","status":"publish","type":"post","link":"https:\/\/www.dorsalinsurance.com\/es\/blog\/nursing-homes-insurance\/","title":{"rendered":"Nursing Homes Insurance In Florida"},"content":{"rendered":"

Why do Nursing Homes need Insurance?<\/h2>\n
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From medication administration to emergency care, nursing homes and independent living communities are exposed to high risks. A lawsuit alleging injury, neglect or even wrongful death can have a major financial impact on your facility. Nursing home insurance can help keep your business afloat.<\/p>\n

Find affordable coverage<\/h4>\n
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Nursing home owners can save money on insurance by comparing quotes from top providers.<\/p>\n

What types of Insurance Coverage do Nursing Homes need?<\/h2>\n
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These insurance policies cover common risks of long-term care facilities.<\/p>\n

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General liability insurance<\/h3>\n<\/div>\n
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General liability insurance covers third-party liability claims, such as visitors tripping on your facility\u2019s front steps. Bundle with property insurance for savings in a BOP.<\/p>\n

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Business owner\u2019s policy<\/h3>\n<\/div>\n
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A business owner’s policy, or BOP, is a cost-effective way for nursing homes to buy general liability insurance and commercial property insurance together.<\/p>\n

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Professional liability insurance<\/h3>\n<\/div>\n
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This policy, sometimes called medical malpractice insurance, provides liability coverage if a skilled nursing facility is sued for neglect of a resident or fails to deliver promised services.<\/p>\n

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Directors and officers insurance<\/h3>\n<\/div>\n
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Directors and officers insurance (D&O) covers legal expenses if board members are sued for decisions they made on behalf of your assisted living facility.<\/p>\n<\/div>\n

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Workers\u2019 compensation insurance<\/h3>\n<\/div>\n
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Most states require workers’ comp insurance for nursing homes that have employees. Also, this policy benefits sole proprietors who may have work injury costs that health insurance might deny.<\/p>\n

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Commercial auto insurance<\/h3>\n<\/div>\n
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Commercial auto insurance protects the policyholder from legal costs during lawsuits over property damage or injuries caused by a business-owned vehicle.<\/p>\n

How much does nursing home insurance cost?<\/h2>\n

A small nursing home will pay less for commercial insurance than a larger company.<\/p>\n

Factors that affect the cost of small business insurance include:<\/p>\n

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  • Services offered, such as types of long-term care, group outings and medical care<\/li>\n
  • Business property and equipment<\/li>\n
  • Business income<\/li>\n
  • Business operations<\/li>\n
  • Types of insurance purchased<\/li>\n
  • Policy limits and deductibles<\/li>\n<\/ul>\n

    Get a quote online or call us today at: 786.601.2485<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

    Why do Nursing Homes need Insurance? From medication administration to emergency care, nursing homes and independent living communities are exposed […]<\/p>\n","protected":false},"author":244,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Affordable Nursing Homes Insurance Quotes: Get Covered Now!","_seopress_titles_desc":"Keep your nursing home afloat with affordable insurance covering liability, property, professional and workers' comp. Get quotes from top providers today!","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-471","post","type-post","status-publish","format-standard","hentry","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/posts\/471","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/users\/244"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/comments?post=471"}],"version-history":[{"count":0,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/posts\/471\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/media?parent=471"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/categories?post=471"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dorsalinsurance.com\/es\/wp-json\/wp\/v2\/tags?post=471"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}